The queue to get your drivers license back at that place that unnecessarily changed its name and now you don't know what to Google. The seven business days you have to wait for your can't-live-without bank card to be posted. Then think of a new pin that you won't forget in two seconds. Then sign the back with that signature that gets sloppier every year and you fear one day someone will pull you up on it.

That's if you get past the initial identification process: "Please tell me your full name, date of birth, current and previous addresses for the past 10 years, colour of your most recent pet's fur, number of times you've been to the toilet in your life".

Not to mention the cash you lost. Argh. And Christmas is around the corner.

And you just know you'll never get it back.

Unless you're Damien Walker, whose Christmas came early when he checked his mail box on Tuesday to find his lost wallet had been express posted to him by "Santa Claus". With all the cash still inside.

Walker, 46, from Launceston, Tasmania, who lost his wallet four days prior, said he received his first Christmas present of the year when he opened the package to find something the size of ...well, a wallet... wrapped in Christmas paper with a message: "We hope you have a lovely Xmas. Love Santa and family."  

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"They used some of the cash out of from my wallet [to express post it] and popped the receipt from the post office and the change back inside, including the coins," Walker said.

"It was completely anonymous and altruistic. They've wrapped it in wrapping paper with a little note, wishing me a merry Christmas from Santa Claus, which I though was a lovely touch. 

"That's just the way people are here. Tasmania's still a place where people do good things for one another. And don't want or expect much in the way of thanks.

"I'm glad to know that it's right to still have faith in humanity."