The first run of deceptions wasn't as lucrative for Christopher William Coley.

Coley used a stolen Commonwealth Bank card to get the milk and some "travel" pies from the BP service station on Wodonga Place, South Albury, for just under $20.

He then bought $90 in cigarettes and a Telstra prepaid mobile phone card.

The 36-year-old Albury man walked out of the shop, but moments later returned and bought a $30 prepaid Optus card.

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The incident on June 18, just before 4am, was just 12 hours before he was picked-up by police for unlicensed driving.

Coley, Albury Local Court heard this week, got more confident with his second run of deceptions.

He used another stolen card on June 21 to make four large purchases at four Albury businesses.

The first involved two mobile phones be bought for $488 from Betta Home Living in North Albury, then kids' scooters retailing for $1079 from Cycle Station.

He then bought Xbox and PS4 games and accessories costing $698.99 from JB-Hifi, rounding it all off with both a PlayStation console and an Xbox console from Big W Lavington for a checkout cost of $587.90.

The total value of Coley's haul from this second shopping trip, police said, was $2854.79.

Police arrested him six days later.

Magistrate Imad Abdul-Karim adjourned the charges.

"The offending is obviously too serious to finalise today without the benefit of a sentencing assessment report," Mr Abdul-Karim said.

Earlier, Coley pleaded guilty to five charges of dishonestly obtaining property by deception and two of driving while unlicensed.

His first unlicensed driving incident was detected in Stanley Street, Albury, on June 9 at 11.30pm.

Police said Coley had been in the Albury area for only a short period of time when he committed his crimes.

He will be sentenced on August 16.

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