Murray, who boasts 155 goals in 17 matches, is chasing his first premiership since playing in under-14 and 16 flags with Laverton and Werribee.

"I'd rather win a flag than kick a heap of goals," Murray, 27, said.

"That's why you play footy.

"It's been a while since I've won one."

The closest Murray has come to premiership glory was under Josh Maher and Corey Lambert at the Murray Magpies in 2016 when the Hume league club made the preliminary final.

"It's been good fun this year," he said.

"Hopefully we can finish it off.

"I just went up there to play with a few of my good mates like Hamish Clark, 'Browny' (Ryan) and Josh Walters and it's worked out well."

Travelling from Melbourne, Murray has been lethal in front of goal with the classy forward producing arguably his best performance kicking 12 goals against Federal in the preliminary final at Bullioh last weekend.

He has kicked 10 or more goals on nine occasions.

Murray expects Cudgewa defender Jim Cleven to be his opponent in the decider after the pair locked horns earlier in the finals series.

"He's pretty strong," Murray said.

"I'd say I will play on him again."

Bullioh and Cudgewa have kept the Upper Murray season alive with some epic battles in a one-sided competition this season and Murray expects another tight tussle.

The Bulldogs won round one by one point before Cudgewa struck back with 40 and six point wins in rounds six and 11.

Cudgewa then won the second semi-final by five points.

"We will have to play our best footy," he said.

"Hopefully we get off to a good start."

The Blues and Bulldogs will also meet in the reserves at 12pm while Bullioh play Tumbarumba in under-14s.