Nearly 200 primary producer grants totaling $13.2 million have been paid in Towong Shire, with fire-affected farmers still having until the end of December to apply.
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The latest data from the National Bushfire Recovery Agency shows to September, 216 small businesses have also received funding.
Towong received the fourth-biggest hit to its economy from Australia's 2019-2020 fire season, according to the NBRA.
Ernst and Young supported estimates for 96 local government areas.
The damage to Towong's economy was $35.9 million or 19.5 per cent, behind Kangaroo Island (46.1 per cent), Snowy Valleys (23.3 per cent) and Oberon (19.6 per cent).
Towong Shire was also among the worst-affected areas in Australia for land burnt; 2627 square kilometers, or 39 per cent, of the shire was impacted.
This included 762 square kilometres, or 34 per cent, of primary production land.
Towong Mayor David Wortmann was not surprised by the estimate.
"The only reason East Gippsland was behind us was because they were more in drought," he said.
"Their bushland burned and of course their towns were impacted, but they were in a dire situation situation as far as drought goes, and that's why their stock losses were less."
Cr Wortmann said rain had helped initial recovery for local producers.
"Cattle prices are extremely good, sheep prices are good, and dairy is starting to kick back again," he said.
"The season has definitely helped the confidence of our farmers.
"I take my hat off to the state and federal governments - they've been very supportive of our communities and the feedback I'm getting is that people have been getting assistance."
The damage to Alpine Shire's economy was put at 11.5 per cent ($45.1 million).
In the shire, 16 primary producers and 587 small businesses have received funding ($6.7 million in total).
The estimates are not comprehensive and did not consider damage to assets and infrastructure as they were still being calculated.
Major funding programs are now open for both Victoria and NSW.
Farrer MP Sussan Ley said a $250 million program to help fund bushfire recovery projects in NSW would include Greater Hume.
"While a comparatively small amount of Greater Hume was burnt, the impact on our people and events over summer was far-reaching and still being felt today," she said.
"The grants can be used to rebuild local infrastructure, new tourism campaigns and event promotions, through to building new refuge centres and fire-resistant structures - the range of opportunities is actually pretty broad."
Telecommunications, cross-border key
Cr Wortmann said telecommunications and cross-border complications were two key issues he wants addressed and plans to review the Royal Commission into National Natural Disaster Arrangements' findings.
Emergency Management Minister David Littleproud has indicated more mobile phone black-spots will be fixed in fire-prone areas.
Mr Littleproud has said the federal government is ready to implement findings of the Royal Commission as soon as next week.
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"The next round of the mobile black spot program will in fact go to a lot of these areas where there has been vulnerabilities," he said.
"One of the things that has been very disappointing is ... we've asked the Telcos to share the locations of a lot of their infrastructure so that our emergency services personnel know what assets need to be protected. I've had two or three cracks at this."
