NSW Police said the incident occurred about 4.40pm on the Kywong-Howlong Road, about 40 kilometres west of Albury.

Police were told a Ford Falcon station wagon was travelling north when the vehicle crossed the south-bound lane and left the road, hitting a tree.

"Emergency services were called, however, the driver, a 72 year-old woman, died at the scene," police said in a statement.

Traffic and Highway Patrol Command officers attended and established a crime scene.

Police have asked any witnesses, including motorists with dashcam vision, to contact Albury Police Station or Crime Stoppers on 1800 333 000.

A report will be prepared for the coroner.

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